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Tips For Staying On Top of Credit Card Payments

Updated: Nov 24, 2023

Depending on your circumstances it may be tough for you to stay on top of your credit card payments with all the other bills you may have.

Here are a few tips that should help you maintain your credit score and stop missing payments and paying late fees:

1. Set up alerts: By either calling your credit card issuer or by using their online service or mobile services, you can easily set up text or email alerts that will alert you when your payment due date is coming up. That way you make sure you don’t forget to pay.

2. Consolidate payment dates: If you have several credit card cards, you can ask your card issuer to give you a different payment date, you can line the date up with the same payment date as the other(s) and it will help you eliminate having to remember multiple payment dates.

3. Don't spend more than you have: We definitely encourage people to follow a personal budget to assist them in staying on top of how much money they earn and spend every month, that way you have an idea of what their expenses and income will be. Click here to get our free budget template for your laptop or desktop computer! When it comes t