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Don't Settle for Less: 15 Top Credit Cards for Scores of 560-700

If you have a credit score between 560 & 700, you may be struggling to find a lender to extend credit to you via credit card. Many credit card companies are hesitant to extend credit to people with lower credit scores, but that doesn't mean you're out of luck. Note that there are plenty of credit cards available that are specifically designed for people in this credit score range.


In this blog, we'll introduce you to 15 of the best credit cards for people with scores between 560 & 700, so you can find the one that's right for you. Whether you're looking to build your credit, earn rewards, or save money on interest, there's definitely going to be a credit card on this list that suits your needs. (Note that there's a gem at the end! 💎)

Let's dive in!

  1. Capital One Platinum Credit Card - This card has no annual fee & is a good option for those looking to rebuild credit.

  2. Discover it Secured Credit Card - This card has no annual fee & is a secured credit card, which means it requires a security deposit to be approved. DON'T LET THAT TURN YOU OFF! Security deposits can DEFINITELY be worth it - it's building your credit!

  3. Petal 2 "Cash Back, No Fees" Visa Card - This card has no annual fee & provides cashback rewards.

  4. Capital One QuicksilverOne Cash Rewards Credit Card - This card may have an annual fee of $39 but provides unlimited 1.5% cash back rewards on all purchases.

  5. Chase Freedom Flex Credit Card - This card has no annual fee & provides cashback rewards on rotating categories & other purchases.

  6. OpenSky Secured Visa Credit Card - This card has no credit check & is a good option for those looking to establish or rebuild credit. READ THE REVIEWS FIRST!

  7. Bank of America Cash Rewards Credit Card - This card has no annual fee & provides cashback rewards on purchases.

  8. Capital One SavorOne Cash Rewards Credit Card - This card has no annual fee & provides cashback rewards on dining, entertainment, & grocery store purchases.

  9. Discover it Student Cash Back Credit Card - This card has no annual fee & provides cashback rewards for students.

  10. Citi Double Cash Card - This card has no annual fee & provides 2% cashback rewards on all purchases.

  11. Discover it Chrome Credit Card - This card has no annual fee & provides cashback rewards on gas & dining purchases.

  12. Chase Freedom Unlimited Credit Card - This card has no annual fee & provides unlimited 1.5% cashback rewards on all purchases.

  13. Credit One Bank Platinum Visa for Rebuilding Credit - This card has an annual fee but is a good option for those looking to rebuild credit.

  14. Amazon Prime Rewards Visa Signature Card - This card has no annual fee & provides rewards on Amazon purchases.

  15. Wells Fargo Platinum Card - This card has no annual fee & provides a 0% intro APR for 18 months on purchases & balance transfers.


These credit cards offer a span of benefits, like cashback rewards, low or no annual fees, & 0% intro APR offers.


Regardless, it's essential to thoroughly review the terms & conditions & compare multiple credit cards before applying to find the best fit for your individual needs & credit profile.


Alright, y'all! That's that on that!

Bag Baby signing out!


BEFORE YOU APPLY FOR ANYTHING be sure to thoroughly view our youtube content & read our other blogs on credit & how dangerous it can be if used incorrectly 👉🏾 CREDIT ENHANCEMENT



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